Observing supermassive black holes with deci-Hz gravitational-wave detectors

The most massive black holes in our Universe form binaries at the centre of merging galaxies. The recent evidence for a gravitational-wave (GW) background from pulsar timing may constitute the first observation that these supermassive black hole binaries (SMBHBs) merge. Yet, the most massive SMBHBs are out of reach of interferometric detectors and are exceedingly difficult to resolve individually with pulsar timing. These limitations call for unexplored strategies to detect individual SMBHBs in the uncharted frequency band $\lesssim10^{-5}\,\rm Hz$ in order to establish their abundance and decipher the coevolution with their host galaxies. Here we show that SMBHBs imprint detectable long-term modulations on GWs from stellar-mass binaries residing in the same galaxy. We determine that proposed deci-Hz GW interferometers sensitive to numerous stellar-mass binaries will uncover modulations from $\sim\mathcal{O}(10^{-1}$ - $10^4)$ SMBHBs with masses $\sim\mathcal{O}(10^7$ - $10^9)\,\rm M_\odot$ out to redshift $z\sim3.5$. This offers a unique opportunity to map the population of SMBHBs through cosmic time, which might remain inaccessible otherwise.