Explainable Machine Learning for Bag of Words-Based Phishing Detection.

Phishing is a fraudulent practice aimed at convincing individuals to reveal sensitive information, such as account credentials or credit card details, by clicking the links of malicious websites. To reduce the impacts of phishing, the timely identification of these websites is essential. For this purpose, machine learning models are often devised. In this paper, we address the problem of website phishing detection by proposing an explainable machine learning model based on bag of words features extracted from the content of the webpages. To select the most important features to be used in the model, we propose to employ the Lorenz Zonoid, the multidimensional generalization of the Gini coefficient. The resulting model is characterized by a good accuracy and it provides explanations of which words are most likely associated with phishing websites. In addition, the number of features retained is significantly reduced, thus making the model parsimonious and easier to interpret.