Forgetting Prevention for Cross-regional Fraud Detection with Heterogeneous Trade Graph

With the booming growth of e-commerce, detecting financial fraud has become an urgent task to avoid transaction risks. Despite the successful application of graph neural networks in fraud detection, the existing solutions are only suitable for a narrow scope due to the limitation of data collection. Especially when expanding a business into new territory, e.g., new cities or new countries, developing a totally new model will bring the cost issue and result in forgetting previous knowledge. Besides, most existing GNNs-based solutions concentrate on either homogeneous graphs or decomposing heterogeneous interactions into several homogeneous connections for convenience. To this end, this study proposes a novel solution based on heterogeneous trade graphs, namely HTG-CFD, to prevent knowledge forgetting of cross-regional fraud detection. In particular, the heterogeneous trade graph (HTG) is constructed from initial transaction records to explore the complex semantics among different types of entities and relationships. Extensive experiments demonstrate that the proposed HTG-CFD not only promotes the performance in cross-regional scenarios but also significantly contributes to the single-regional fraud detection. The code of the paper can be accessed at https://github.com/YujieLi42/HTG-CFD.