A new perspective of credit scoring for small and medium-sized enterprises based on invoice data

Yuan Sun, Weifeng Jian, Yufeng Fu,Huiping Sun,Yuesheng Zhu, Zhiqiang Bai

2021 2nd International Conference on Computing and Data Science (CDS)（2021）

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摘要

Credit Scoring takes a prominent part in the finance of small and medium-sized enterprises (SMEs), and it is also an invaluable tool to predict credit default. However, due to the variety of market size, capital scale, and the limitations of Credit Scoring Model, it is difficult for SMEs to refer to large enterprises for Credit Scoring. And as an important reference, financial statements are insuf...

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关键词

Measurement,Economics,Finance,Machine learning,Tools,Data science,Data processing

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