Determinates of Credit Risk

This study is concerned with identifying the determinants of credit risk in Ethiopian Commercial Banks. We collected secondary data from the audited financial statement of eight senior commercial banks for the period of 14 years. To analyze the data, a fixed effect ordinary list square model was applied. Finally, the study found out macro-economic and micro variables affect the level of credit risk in Ethiopian commercial banking industry. DOI: 10.32602/jafas.2019.